Official data current

Albany BAH rates

Verified · Effective 2026-01-01 · MHA GA072

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W-3 · With dependents
$1,911per month

$22,932 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #314 of 338W-3 · with dependents reference
Taxable-pay equivalent$2,450/mo Using the stated 22% comparison rate
Year-over-year change+$54/mo · +2.9%2025 $1,857 → 2026 $1,911
W-3 rate selectedMHA GA072 ZIPs 31701 31702 31703 31704 31705 31706 +6
PCS compare Albany · W-3 · with dep. · $1,911/mo
Albany $1,911/mo · $22,932/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,857
2026$1,911

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Albany — full sheet Tap a row

What this rate means

W-3 with dependents, nearest stations0 – $6,654 / month
Westchester County $6,654
County Cost Group 660 $1,947
Fort Polk $1,941
Wichita $1,941
County Cost Group 650 $1,938
Montgomery $1,935
County Cost Group 640 $1,929
Sparta $1,926
County Cost Group 630 $1,920
Huntington $1,920
County Cost Group 620 $1,914
Albany $1,911
Holloman AFB $1,908
County Cost Group 610 $1,905
County Cost Group 600 $1,896
County Cost Group 590 $1,884
Cannon AFB $1,878
Erie $1,875
County Cost Group 580 $1,872
Hattiesburg $1,869
Charleston $1,863
County Cost Group 570 $1,860
Anniston $1,689

Albany is #314 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

Every pay grade at Albany0 – $2,568 / month
E-1 $1,326
E-2 $1,326
E-3 $1,326
E-4 $1,326
E-5 $1,371
E-6 $1,539
E-7 $1,671
E-8 $1,815
E-9 $2,010
W-1 $1,557
W-2 $1,731
W-3 $1,911
W-4 $2,046
W-5 $2,217
O-1E $1,695
O-2E $1,884
O-3E $2,073
O-1 $1,401
O-2 $1,536
O-3 $1,905
O-4 $2,271
O-5 $2,532
O-6 $2,550
O-7 $2,568

The pay chart moves this allowance far less than the map does.

Moving from Albany to Westchester County at W-3 is worth $4,743 a month — about 35 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…