What is E-5 BAH at Allentown in 2026?

$2,373 per month with dependents ($28,476 per year), effective 01 JAN 2026. Without dependents it is $2,001 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-5 BAH at Allentown 2026 — $2,373 with dependents, $2,001 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Allentown/Bethlehem, PA

E-5 · with dependents

$2,373/ month

$28,476 / year

At E-5, this is #114 of 338 stations loaded · high San Francisco $5,127 · low Anniston $1,185

MHA PA255 · ZIPs 18001 18002 18003 18005 18011 18013 +67 more

Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt

Untaxed — matching it with taxable pay takes$3,042 / mo gross

Without dependents here$2,001 / mo

In government quarters, no dependents$50.10 / mo partial

Allentown — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,259	$1,749
E-2	$2,259	$1,749
E-3	$2,259	$1,749
E-4	$2,259	$1,749
E-5	$2,373	$2,001
E-6	$2,841	$2,151
E-7	$2,865	$2,262
E-8	$2,874	$2,472
E-9	$2,955	$2,607
Warrant officer
W-1	$2,862	$2,232
W-2	$2,871	$2,469
W-3	$2,883	$2,625
W-4	$2,991	$2,838
W-5	$3,156	$2,850
Officer — prior enlisted
O-1E	$2,868	$2,370
O-2E	$2,877	$2,577
O-3E	$3,015	$2,835
Officer
O-1	$2,436	$2,142
O-2	$2,835	$2,340
O-3	$2,880	$2,670
O-4	$3,207	$2,841
O-5	$3,465	$2,853
O-6	$3,492	$2,856
O-7	$3,516	$2,883

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month

San Francisco$5,127

Corvallis$2,388

Hampden County$2,388

Charleston$2,385

Portland$2,379

Allentown$2,373

Charlottesville$2,373

Ocala$2,370

Bremerton$2,364

Detroit$2,361

Anniston$1,185

Allentown is #114 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Allentown0 – $3,516 / month

E-1$2,259

E-2$2,259

E-3$2,259

E-4$2,259

E-5$2,373

E-6$2,841

E-7$2,865

E-8$2,874

E-9$2,955

W-1$2,862

W-2$2,871

W-3$2,883

W-4$2,991

W-5$3,156

O-1E$2,868

O-2E$2,877

O-3E$3,015

O-1$2,436

O-2$2,835

O-3$2,880

O-4$3,207

O-5$3,465

O-6$3,492

O-7$3,516

Promoting to E-6 here adds $468 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Allentown to San Francisco at E-5 is worth $2,754 a month — about 6 promotions worth of housing allowance, at $468 per grade here.

Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,373 a month of BAH takes more than $2,373 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-5 at Allentown draws $2,373 per month with dependents in 2026, $2,001 without

What this rate means

Things the rate table doesn't tell you