What is O-1E BAH at Allentown in 2026?

$2,868 per month with dependents ($34,416 per year), effective 01 JAN 2026. Without dependents it is $2,370 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-1E BAH at Allentown 2026 — $2,868 with dependents, $2,370 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Allentown/Bethlehem, PA

O-1E · with dependents

$2,868/ month

$34,416 / year

At O-1E, this is #105 of 338 stations loaded · high Westchester County $5,931 · low Youngstown $1,521

MHA PA255 · ZIPs 18001 18002 18003 18005 18011 18013 +67 more

Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt

Untaxed — matching it with taxable pay takes$3,677 / mo gross

Without dependents here$2,370 / mo

In government quarters, no dependents$50.10 / mo partial

Allentown — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,259	$1,749
E-2	$2,259	$1,749
E-3	$2,259	$1,749
E-4	$2,259	$1,749
E-5	$2,373	$2,001
E-6	$2,841	$2,151
E-7	$2,865	$2,262
E-8	$2,874	$2,472
E-9	$2,955	$2,607
Warrant officer
W-1	$2,862	$2,232
W-2	$2,871	$2,469
W-3	$2,883	$2,625
W-4	$2,991	$2,838
W-5	$3,156	$2,850
Officer — prior enlisted
O-1E	$2,868	$2,370
O-2E	$2,877	$2,577
O-3E	$3,015	$2,835
Officer
O-1	$2,436	$2,142
O-2	$2,835	$2,340
O-3	$2,880	$2,670
O-4	$3,207	$2,841
O-5	$3,465	$2,853
O-6	$3,492	$2,856
O-7	$3,516	$2,883

What this rate means

O-1E with dependents, nearest stations0 – $5,931 / month

Westchester County$5,931

Aberdeen Proving Grounds$2,883

Fresno$2,871

Great Lakes Navtracen$2,871

Portland$2,871

Allentown$2,868

Bremerton$2,865

Charlottesville$2,856

County Cost Group 850$2,853

Abilene$2,847

Youngstown$1,521

Allentown is #105 of 338. The spread between the dearest and cheapest station at this grade is $4,410 a month — $52,920 a year, untaxed.

Every pay grade at Allentown0 – $3,516 / month

E-1$2,259

E-2$2,259

E-3$2,259

E-4$2,259

E-5$2,373

E-6$2,841

E-7$2,865

E-8$2,874

E-9$2,955

W-1$2,862

W-2$2,871

W-3$2,883

W-4$2,991

W-5$3,156

O-1E$2,868

O-2E$2,877

O-3E$3,015

O-1$2,436

O-2$2,835

O-3$2,880

O-4$3,207

O-5$3,465

O-6$3,492

O-7$3,516

Promoting to O-2E here adds $9 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Allentown to Westchester County at O-1E is worth $3,063 a month — about 340 promotions worth of housing allowance, at $9 per grade here.

Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,868 a month of BAH takes more than $2,868 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-1E at Allentown draws $2,868 per month with dependents in 2026, $2,370 without

What this rate means

Things the rate table doesn't tell you