What is O-2E BAH at Allentown in 2026?

$2,877 per month with dependents ($34,524 per year), effective 01 JAN 2026. Without dependents it is $2,577 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-2E BAH at Allentown 2026 — $2,877 with dependents, $2,577 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Allentown/Bethlehem, PA

O-2E · with dependents

$2,877/ month

$34,524 / year

At O-2E, this is #113 of 338 stations loaded · high Westchester County $6,564 · low Anniston $1,671

MHA PA255 · ZIPs 18001 18002 18003 18005 18011 18013 +67 more

Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt

Untaxed — matching it with taxable pay takes$3,688 / mo gross

Without dependents here$2,577 / mo

In government quarters, no dependents$50.10 / mo partial

Allentown — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,259	$1,749
E-2	$2,259	$1,749
E-3	$2,259	$1,749
E-4	$2,259	$1,749
E-5	$2,373	$2,001
E-6	$2,841	$2,151
E-7	$2,865	$2,262
E-8	$2,874	$2,472
E-9	$2,955	$2,607
Warrant officer
W-1	$2,862	$2,232
W-2	$2,871	$2,469
W-3	$2,883	$2,625
W-4	$2,991	$2,838
W-5	$3,156	$2,850
Officer — prior enlisted
O-1E	$2,868	$2,370
O-2E	$2,877	$2,577
O-3E	$3,015	$2,835
Officer
O-1	$2,436	$2,142
O-2	$2,835	$2,340
O-3	$2,880	$2,670
O-4	$3,207	$2,841
O-5	$3,465	$2,853
O-6	$3,492	$2,856
O-7	$3,516	$2,883

What this rate means

O-2E with dependents, nearest stations0 – $6,564 / month

Westchester County$6,564

Fairbanks$2,907

Minneapolis$2,901

County Cost Group 840$2,889

Knoxville$2,889

Allentown$2,877

Rome$2,868

Abilene$2,856

Coastal Maine$2,856

Corvallis$2,853

Anniston$1,671

Allentown is #113 of 338. The spread between the dearest and cheapest station at this grade is $4,893 a month — $58,716 a year, untaxed.

Every pay grade at Allentown0 – $3,516 / month

E-1$2,259

E-2$2,259

E-3$2,259

E-4$2,259

E-5$2,373

E-6$2,841

E-7$2,865

E-8$2,874

E-9$2,955

W-1$2,862

W-2$2,871

W-3$2,883

W-4$2,991

W-5$3,156

O-1E$2,868

O-2E$2,877

O-3E$3,015

O-1$2,436

O-2$2,835

O-3$2,880

O-4$3,207

O-5$3,465

O-6$3,492

O-7$3,516

Promoting to O-3E here adds $138 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Allentown to Westchester County at O-2E is worth $3,687 a month — about 27 promotions worth of housing allowance, at $138 per grade here.

Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,877 a month of BAH takes more than $2,877 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-2E at Allentown draws $2,877 per month with dependents in 2026, $2,577 without

What this rate means

Things the rate table doesn't tell you