BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,207Without $2,841

    O-4 at Allentown draws $3,207 per month with dependents in 2026, $2,841 without

    Permalinkbahratedesk.com/allentown-bethlehem-pa/o-4/ExcelCSVDownloads cover this station.
    Allentown/Bethlehem, PA
    O-4 · with dependents
    $3,207/ month
    $38,484 / year
    At O-4, this is #113 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA PA255 · ZIPs 18001 18002 18003 18005 18011 18013 +67 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$4,112 / mo gross
    Without dependents here$2,841 / mo
    In government quarters, no dependents$50.10 / mo partial
    Allentown — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,259$1,749
    E-2$2,259$1,749
    E-3$2,259$1,749
    E-4$2,259$1,749
    E-5$2,373$2,001
    E-6$2,841$2,151
    E-7$2,865$2,262
    E-8$2,874$2,472
    E-9$2,955$2,607
    Warrant officer
    W-1$2,862$2,232
    W-2$2,871$2,469
    W-3$2,883$2,625
    W-4$2,991$2,838
    W-5$3,156$2,850
    Officer — prior enlisted
    O-1E$2,868$2,370
    O-2E$2,877$2,577
    O-3E$3,015$2,835
    Officer
    O-1$2,436$2,142
    O-2$2,835$2,340
    O-3$2,880$2,670
    O-4$3,207$2,841
    O-5$3,465$2,853
    O-6$3,492$2,856
    O-7$3,516$2,883
    PCS compareAllentown · O-4 · $3,207/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▲ RAISE+$189+$2,268/yr · like +$2,908 of salary

    What this rate means

    O-4 with dependents, nearest stations0 – $7,470 / month
    Westchester County$7,470
    Detroit$3,228
    County Cost Group 840$3,225
    Fresno$3,213
    Fairbanks$3,210
    Allentown$3,207
    Beaufort$3,192
    Minneapolis$3,183
    College Station$3,165
    County Cost Group 830$3,138
    Youngstown$1,809

    Allentown is #113 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at Allentown0 – $3,516 / month
    E-1$2,259
    E-2$2,259
    E-3$2,259
    E-4$2,259
    E-5$2,373
    E-6$2,841
    E-7$2,865
    E-8$2,874
    E-9$2,955
    W-1$2,862
    W-2$2,871
    W-3$2,883
    W-4$2,991
    W-5$3,156
    O-1E$2,868
    O-2E$2,877
    O-3E$3,015
    O-1$2,436
    O-2$2,835
    O-3$2,880
    O-4$3,207
    O-5$3,465
    O-6$3,492
    O-7$3,516

    Promoting to O-5 here adds $258 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Allentown to Westchester County at O-4 is worth $4,263 a month — about 17 promotions worth of housing allowance, at $258 per grade here.

    02

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,207 a month of BAH takes more than $3,207 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.