BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-3 with dependents at County Cost Group 690 draws $1,374 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-690/e-3/with/ExcelCSVDownloads cover this station.
    County Cost Group 690
    E-3 · with dependents
    $1,374/ month
    $16,488 / year
    At E-3, this is #294 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA ZZ690 · ZIPs 12922 12927 12949 12965 12967 12973 +568 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$1,762 / mo gross
    Other dependency status here$1,104 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 690 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,374$1,104
    E-2$1,374$1,104
    E-3$1,374$1,104
    E-4$1,374$1,104
    E-5$1,482$1,200
    E-6$1,785$1,338
    E-7$1,854$1,392
    E-8$1,932$1,548
    E-9$2,046$1,632
    Warrant officer
    W-1$1,803$1,353
    W-2$1,887$1,545
    W-3$1,983$1,644
    W-4$2,070$1,794
    W-5$2,181$1,872
    Officer — prior enlisted
    O-1E$1,866$1,479
    O-2E$1,968$1,611
    O-3E$2,088$1,776
    Officer
    O-1$1,527$1,263
    O-2$1,782$1,452
    O-3$1,980$1,671
    O-4$2,214$1,851
    O-5$2,382$1,893
    O-6$2,400$1,962
    O-7$2,412$1,992
    PCS compareCounty Cost Group 690 · E-3 · $1,374/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$894+$10,728/yr · like +$13,754 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    County Cost Group 700$1,389
    Fort Leonard Wood$1,386
    Sault Ste Marie$1,386
    Sparta$1,380
    County Cost Group 690$1,374
    Laughlin AFB$1,371
    County Cost Group 680$1,365
    County Cost Group 670$1,356
    Springfield$1,356
    Youngstown$1,134

    County Cost Group 690 is #294 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at County Cost Group 6900 – $2,412 / month
    E-1$1,374
    E-2$1,374
    E-3$1,374
    E-4$1,374
    E-5$1,482
    E-6$1,785
    E-7$1,854
    E-8$1,932
    E-9$2,046
    W-1$1,803
    W-2$1,887
    W-3$1,983
    W-4$2,070
    W-5$2,181
    O-1E$1,866
    O-2E$1,968
    O-3E$2,088
    O-1$1,527
    O-2$1,782
    O-3$1,980
    O-4$2,214
    O-5$2,382
    O-6$2,400
    O-7$2,412

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,374 a month of BAH takes more than $1,374 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.