BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-4 with dependents at County Cost Group 690 draws $1,374 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-690/e-4/with/ExcelCSVDownloads cover this station.
    County Cost Group 690
    E-4 · with dependents
    $1,374/ month
    $16,488 / year
    At E-4, this is #294 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA ZZ690 · ZIPs 12922 12927 12949 12965 12967 12973 +568 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$1,762 / mo gross
    Other dependency status here$1,104 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 690 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,374$1,104
    E-2$1,374$1,104
    E-3$1,374$1,104
    E-4$1,374$1,104
    E-5$1,482$1,200
    E-6$1,785$1,338
    E-7$1,854$1,392
    E-8$1,932$1,548
    E-9$2,046$1,632
    Warrant officer
    W-1$1,803$1,353
    W-2$1,887$1,545
    W-3$1,983$1,644
    W-4$2,070$1,794
    W-5$2,181$1,872
    Officer — prior enlisted
    O-1E$1,866$1,479
    O-2E$1,968$1,611
    O-3E$2,088$1,776
    Officer
    O-1$1,527$1,263
    O-2$1,782$1,452
    O-3$1,980$1,671
    O-4$2,214$1,851
    O-5$2,382$1,893
    O-6$2,400$1,962
    O-7$2,412$1,992
    PCS compareCounty Cost Group 690 · E-4 · $1,374/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$894+$10,728/yr · like +$13,754 of salary

    What this rate means

    E-4 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    County Cost Group 700$1,389
    Fort Leonard Wood$1,386
    Sault Ste Marie$1,386
    Sparta$1,380
    County Cost Group 690$1,374
    Laughlin AFB$1,371
    County Cost Group 680$1,365
    County Cost Group 670$1,356
    Springfield$1,356
    Youngstown$1,134

    County Cost Group 690 is #294 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at County Cost Group 6900 – $2,412 / month
    E-1$1,374
    E-2$1,374
    E-3$1,374
    E-4$1,374
    E-5$1,482
    E-6$1,785
    E-7$1,854
    E-8$1,932
    E-9$2,046
    W-1$1,803
    W-2$1,887
    W-3$1,983
    W-4$2,070
    W-5$2,181
    O-1E$1,866
    O-2E$1,968
    O-3E$2,088
    O-1$1,527
    O-2$1,782
    O-3$1,980
    O-4$2,214
    O-5$2,382
    O-6$2,400
    O-7$2,412

    Promoting to E-5 here adds $108 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 690 to New York City at E-4 is worth $3,693 a month — about 34 promotions worth of housing allowance, at $108 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,374 a month of BAH takes more than $1,374 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.