BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-4 without dependents at County Cost Group 690 draws $1,104 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-690/e-4/without/ExcelCSVDownloads cover this station.
    County Cost Group 690
    E-4 · without dependents
    $1,104/ month
    $13,248 / year
    At E-4, this is #297 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA ZZ690 · ZIPs 12922 12927 12949 12965 12967 12973 +568 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$1,415 / mo gross
    Other dependency status here$1,374 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 690 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,374$1,104
    E-2$1,374$1,104
    E-3$1,374$1,104
    E-4$1,374$1,104
    E-5$1,482$1,200
    E-6$1,785$1,338
    E-7$1,854$1,392
    E-8$1,932$1,548
    E-9$2,046$1,632
    Warrant officer
    W-1$1,803$1,353
    W-2$1,887$1,545
    W-3$1,983$1,644
    W-4$2,070$1,794
    W-5$2,181$1,872
    Officer — prior enlisted
    O-1E$1,866$1,479
    O-2E$1,968$1,611
    O-3E$2,088$1,776
    Officer
    O-1$1,527$1,263
    O-2$1,782$1,452
    O-3$1,980$1,671
    O-4$2,214$1,851
    O-5$2,382$1,893
    O-6$2,400$1,962
    O-7$2,412$1,992
    PCS compareCounty Cost Group 690 · E-4 · $1,104/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▲ RAISE+$771+$9,252/yr · like +$11,862 of salary

    What this rate means

    E-4 without dependents, nearest stations0 – $4,833 / month
    New York City$4,833
    County Cost Group 700$1,116
    Laughlin AFB$1,110
    Whiteman AFB$1,110
    Sioux Falls$1,107
    County Cost Group 690$1,104
    Columbus AFB$1,098
    County Cost Group 680$1,095
    Goodfellow AFB$1,092
    Alexandria$1,089
    Fort Chaffee$879

    County Cost Group 690 is #297 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at County Cost Group 6900 – $1,992 / month
    E-1$1,104
    E-2$1,104
    E-3$1,104
    E-4$1,104
    E-5$1,200
    E-6$1,338
    E-7$1,392
    E-8$1,548
    E-9$1,632
    W-1$1,353
    W-2$1,545
    W-3$1,644
    W-4$1,794
    W-5$1,872
    O-1E$1,479
    O-2E$1,611
    O-3E$1,776
    O-1$1,263
    O-2$1,452
    O-3$1,671
    O-4$1,851
    O-5$1,893
    O-6$1,962
    O-7$1,992

    Promoting to E-5 here adds $96 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 690 to New York City at E-4 is worth $3,729 a month — about 39 promotions worth of housing allowance, at $96 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,104 a month of BAH takes more than $1,104 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.