BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-1 with dependents at County Cost Group 690 draws $1,803 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-690/w-1/with/ExcelCSVDownloads cover this station.
    County Cost Group 690
    W-1 · with dependents
    $1,803/ month
    $21,636 / year
    At W-1, this is #292 of 338 stations loaded · high San Francisco $5,472 · low Youngstown $1,350
    MHA ZZ690 · ZIPs 12922 12927 12949 12965 12967 12973 +568 more
    Your grade is calledARMYWO1USMCWONAVYWO1
    Untaxed — matching it with taxable pay takes$2,312 / mo gross
    Other dependency status here$1,353 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 690 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,374$1,104
    E-2$1,374$1,104
    E-3$1,374$1,104
    E-4$1,374$1,104
    E-5$1,482$1,200
    E-6$1,785$1,338
    E-7$1,854$1,392
    E-8$1,932$1,548
    E-9$2,046$1,632
    Warrant officer
    W-1$1,803$1,353
    W-2$1,887$1,545
    W-3$1,983$1,644
    W-4$2,070$1,794
    W-5$2,181$1,872
    Officer — prior enlisted
    O-1E$1,866$1,479
    O-2E$1,968$1,611
    O-3E$2,088$1,776
    Officer
    O-1$1,527$1,263
    O-2$1,782$1,452
    O-3$1,980$1,671
    O-4$2,214$1,851
    O-5$2,382$1,893
    O-6$2,400$1,962
    O-7$2,412$1,992
    PCS compareCounty Cost Group 690 · W-1 · $1,803/mo
    Aberdeen Proving Grounds$2,760/mo · $33,120/yr
    ▲ RAISE+$957+$11,484/yr · like +$14,723 of salary

    What this rate means

    W-1 with dependents, nearest stations0 – $5,472 / month
    San Francisco$5,472
    Frankfort$1,836
    Lubbock$1,830
    County Cost Group 700$1,818
    Fallon NAS$1,809
    County Cost Group 690$1,803
    Fort Riley$1,803
    Huntington$1,797
    County Cost Group 680$1,791
    Charleston$1,785
    Youngstown$1,350

    County Cost Group 690 is #292 of 338. The spread between the dearest and cheapest station at this grade is $4,122 a month — $49,464 a year, untaxed.

    Every pay grade at County Cost Group 6900 – $2,412 / month
    E-1$1,374
    E-2$1,374
    E-3$1,374
    E-4$1,374
    E-5$1,482
    E-6$1,785
    E-7$1,854
    E-8$1,932
    E-9$2,046
    W-1$1,803
    W-2$1,887
    W-3$1,983
    W-4$2,070
    W-5$2,181
    O-1E$1,866
    O-2E$1,968
    O-3E$2,088
    O-1$1,527
    O-2$1,782
    O-3$1,980
    O-4$2,214
    O-5$2,382
    O-6$2,400
    O-7$2,412

    Promoting to W-2 here adds $84 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 690 to San Francisco at W-1 is worth $3,669 a month — about 44 promotions worth of housing allowance, at $84 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,803 a month of BAH takes more than $1,803 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.