BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2E without dependents at County Cost Group 690 draws $1,611 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-690/o-2e/without/ExcelCSVDownloads cover this station.
    County Cost Group 690
    O-2E · without dependents
    $1,611/ month
    $19,332 / year
    At O-2E, this is #293 of 338 stations loaded · high San Francisco $5,268 · low Youngstown $1,305
    MHA ZZ690 · ZIPs 12922 12927 12949 12965 12967 12973 +568 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,065 / mo gross
    Other dependency status here$1,968 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 690 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,374$1,104
    E-2$1,374$1,104
    E-3$1,374$1,104
    E-4$1,374$1,104
    E-5$1,482$1,200
    E-6$1,785$1,338
    E-7$1,854$1,392
    E-8$1,932$1,548
    E-9$2,046$1,632
    Warrant officer
    W-1$1,803$1,353
    W-2$1,887$1,545
    W-3$1,983$1,644
    W-4$2,070$1,794
    W-5$2,181$1,872
    Officer — prior enlisted
    O-1E$1,866$1,479
    O-2E$1,968$1,611
    O-3E$2,088$1,776
    Officer
    O-1$1,527$1,263
    O-2$1,782$1,452
    O-3$1,980$1,671
    O-4$2,214$1,851
    O-5$2,382$1,893
    O-6$2,400$1,962
    O-7$2,412$1,992
    PCS compareCounty Cost Group 690 · O-2E · $1,611/mo
    Aberdeen Proving Grounds$2,592/mo · $31,104/yr
    ▲ RAISE+$981+$11,772/yr · like +$15,092 of salary

    What this rate means

    O-2E without dependents, nearest stations0 – $5,268 / month
    San Francisco$5,268
    Terre Haute$1,635
    County Cost Group 700$1,626
    Lubbock$1,620
    Gulfport$1,614
    County Cost Group 690$1,611
    Saginaw$1,608
    County Cost Group 680$1,602
    Springfield$1,593
    County Cost Group 670$1,590
    Youngstown$1,305

    County Cost Group 690 is #293 of 338. The spread between the dearest and cheapest station at this grade is $3,963 a month — $47,556 a year, untaxed.

    Every pay grade at County Cost Group 6900 – $1,992 / month
    E-1$1,104
    E-2$1,104
    E-3$1,104
    E-4$1,104
    E-5$1,200
    E-6$1,338
    E-7$1,392
    E-8$1,548
    E-9$1,632
    W-1$1,353
    W-2$1,545
    W-3$1,644
    W-4$1,794
    W-5$1,872
    O-1E$1,479
    O-2E$1,611
    O-3E$1,776
    O-1$1,263
    O-2$1,452
    O-3$1,671
    O-4$1,851
    O-5$1,893
    O-6$1,962
    O-7$1,992

    Promoting to O-3E here adds $165 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 690 to San Francisco at O-2E is worth $3,657 a month — about 22 promotions worth of housing allowance, at $165 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,611 a month of BAH takes more than $1,611 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.