BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,707 Without $1,281

E-5 at Fargo draws $1,707 per month with dependents in 2026, $1,281 without

Permalink bahratedesk.com/fargo-nd/ Excel CSV
Fargo, ND
E-5 · with dependents
$1,707/ month
$20,484 / year
At E-5, this is #239 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA ND189 · ZIPs 56514 56525 56529 56536 56546 56547 +42 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,188 / mo gross
Without dependents here $1,281 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fargo · E-5 · $1,707/mo
Fargo $1,707/mo · $20,484/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fargo — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,521 $1,206
E-2 $1,521 $1,206
E-3 $1,521 $1,206
E-4 $1,521 $1,206
E-5 $1,707 $1,281
E-6 $2,337 $1,752
E-7 $2,400 $1,800
E-8 $2,466 $1,851
E-9 $2,574 $2,022
Warrant officer
W-1 $2,358 $1,770
W-2 $2,427 $1,833
W-3 $2,514 $2,046
W-4 $2,598 $2,346
W-5 $2,706 $2,415
Officer — prior enlisted
O-1E $2,409 $1,806
O-2E $2,499 $1,980
O-3E $2,613 $2,331
Officer
O-1 $1,785 $1,338
O-2 $2,328 $1,803
O-3 $2,511 $2,106
O-4 $2,739 $2,397
O-5 $2,904 $2,430
O-6 $2,925 $2,490
O-7 $2,946 $2,532

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Coos Bay $1,779
Des Moines $1,770
College Station $1,758
Waco $1,755
County Cost Group 770 $1,752
Wilkes-Barre $1,740
Grand Forks $1,731
Fort Huachuca $1,719
Fort Benning $1,716
Auburn $1,707
Fargo $1,707
White Sands MR $1,701
Fort Hood $1,695
Yuma $1,695
County Cost Group 760 $1,686
Montgomery $1,683
Fort Drum $1,665
Cheyenne $1,653
Wright-Patterson AFB $1,650
Fort Knox $1,647
Oklahoma City $1,644
Anniston $1,185

Fargo is #239 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fargo0 – $2,946 / month
E-1 $1,521
E-2 $1,521
E-3 $1,521
E-4 $1,521
E-5 $1,707
E-6 $2,337
E-7 $2,400
E-8 $2,466
E-9 $2,574
W-1 $2,358
W-2 $2,427
W-3 $2,514
W-4 $2,598
W-5 $2,706
O-1E $2,409
O-2E $2,499
O-3E $2,613
O-1 $1,785
O-2 $2,328
O-3 $2,511
O-4 $2,739
O-5 $2,904
O-6 $2,925
O-7 $2,946

The pay chart moves this allowance far less than the map does.

Moving from Fargo to San Francisco at E-5 is worth $3,420 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.