BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,946Without $2,532

    O-7 at Fargo draws $2,946 per month with dependents in 2026, $2,532 without

    Permalinkbahratedesk.com/fargo-nd/o-7/ExcelCSVDownloads cover this station.
    Fargo, ND
    O-7 · with dependents
    $2,946/ month
    $35,352 / year
    At O-7, this is #191 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA ND189 · ZIPs 56514 56525 56529 56536 56546 56547 +42 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$3,777 / mo gross
    Without dependents here$2,532 / mo
    In government quarters, no dependents$50.10 / mo partial
    Fargo — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,521$1,206
    E-2$1,521$1,206
    E-3$1,521$1,206
    E-4$1,521$1,206
    E-5$1,707$1,281
    E-6$2,337$1,752
    E-7$2,400$1,800
    E-8$2,466$1,851
    E-9$2,574$2,022
    Warrant officer
    W-1$2,358$1,770
    W-2$2,427$1,833
    W-3$2,514$2,046
    W-4$2,598$2,346
    W-5$2,706$2,415
    Officer — prior enlisted
    O-1E$2,409$1,806
    O-2E$2,499$1,980
    O-3E$2,613$2,331
    Officer
    O-1$1,785$1,338
    O-2$2,328$1,803
    O-3$2,511$2,106
    O-4$2,739$2,397
    O-5$2,904$2,430
    O-6$2,925$2,490
    O-7$2,946$2,532
    PCS compareFargo · O-7 · $2,946/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$741+$8,892/yr · like +$11,400 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    Fort Carson$2,955
    Grand Haven$2,955
    Kings Bay$2,955
    County Cost Group 790$2,949
    Fargo$2,946
    Des Moines$2,943
    Mountain Home AFB$2,943
    Provo$2,943
    Morehead$2,940
    Youngstown$1,845

    Fargo is #191 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at Fargo0 – $2,946 / month
    E-1$1,521
    E-2$1,521
    E-3$1,521
    E-4$1,521
    E-5$1,707
    E-6$2,337
    E-7$2,400
    E-8$2,466
    E-9$2,574
    W-1$2,358
    W-2$2,427
    W-3$2,514
    W-4$2,598
    W-5$2,706
    O-1E$2,409
    O-2E$2,499
    O-3E$2,613
    O-1$1,785
    O-2$2,328
    O-3$2,511
    O-4$2,739
    O-5$2,904
    O-6$2,925
    O-7$2,946

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,946 a month of BAH takes more than $2,946 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.