Official data current

Fargo BAH rates

Verified · Effective 2026-01-01 · MHA ND189

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E-6 · With dependents
$2,337per month

$28,044 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #175 of 338E-6 · with dependents reference
Taxable-pay equivalent$2,996/mo Using the stated 22% comparison rate
Year-over-year change+$222/mo · +10.5%2025 $2,115 → 2026 $2,337
E-6 rate selectedMHA ND189 ZIPs 56514 56525 56529 56536 56546 56547 +42
PCS compare Fargo · E-6 · with dep. · $2,337/mo
Fargo $2,337/mo · $28,044/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,115
2026$2,337

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fargo — full sheet Tap a row

What this rate means

E-6 with dependents, nearest stations0 – $5,454 / month
San Francisco $5,454
County Cost Group 810 $2,388
Syracuse $2,385
Yakima $2,382
Carlisle Barracks $2,376
Omaha $2,376
New Orleans $2,373
Battle Creek $2,370
Myrtle Beach $2,361
Salt Lake City $2,358
Gainesville $2,355
Fargo $2,337
Duluth $2,334
Albuquerque $2,328
Humboldt County $2,322
Memphis $2,319
Raleigh $2,319
Eastern Shore $2,313
County Cost Group 800 $2,283
Boise $2,277
Lemoore NAS $2,277
Louisville $2,274
Youngstown $1,335

Fargo is #175 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Fargo0 – $2,946 / month
E-1 $1,521
E-2 $1,521
E-3 $1,521
E-4 $1,521
E-5 $1,707
E-6 $2,337
E-7 $2,400
E-8 $2,466
E-9 $2,574
W-1 $2,358
W-2 $2,427
W-3 $2,514
W-4 $2,598
W-5 $2,706
O-1E $2,409
O-2E $2,499
O-3E $2,613
O-1 $1,785
O-2 $2,328
O-3 $2,511
O-4 $2,739
O-5 $2,904
O-6 $2,925
O-7 $2,946

The pay chart moves this allowance far less than the map does.

Moving from Fargo to San Francisco at E-6 is worth $3,117 a month — about 49 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…