Official data current

Fargo BAH rates

Verified · Effective 2026-01-01 · MHA ND189

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W-4 · With dependents
$2,598per month

$31,176 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #180 of 338W-4 · with dependents reference
Taxable-pay equivalent$3,331/mo Using the stated 22% comparison rate
Year-over-year change+$264/mo · +11.3%2025 $2,334 → 2026 $2,598
W-4 rate selectedMHA ND189 ZIPs 56514 56525 56529 56536 56546 56547 +42
PCS compare Fargo · W-4 · with dep. · $2,598/mo
Fargo $2,598/mo · $31,176/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,334
2026$2,598

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fargo — full sheet Tap a row

What this rate means

W-4 with dependents, nearest stations0 – $6,963 / month
Westchester County $6,963
Myrtle Beach $2,625
County Cost Group 800 $2,619
Battle Creek $2,616
Provo $2,613
Fort Campbell $2,610
Hampton $2,610
Cleveland $2,604
Dahlonega $2,604
Birmingham $2,598
Eastern Panhandle $2,598
Fargo $2,598
Bangor $2,586
Corpus Christi $2,583
Rapid City $2,559
Cheyenne $2,547
Grand Rapids $2,547
Fort Drum $2,544
Ocala $2,544
County Cost Group 790 $2,538
Des Moines $2,538
Fort Knox $2,538
Stevens Point $1,779

Fargo is #180 of 338. The spread between the dearest and cheapest station at this grade is $5,184 a month — $62,208 a year, untaxed.

Every pay grade at Fargo0 – $2,946 / month
E-1 $1,521
E-2 $1,521
E-3 $1,521
E-4 $1,521
E-5 $1,707
E-6 $2,337
E-7 $2,400
E-8 $2,466
E-9 $2,574
W-1 $2,358
W-2 $2,427
W-3 $2,514
W-4 $2,598
W-5 $2,706
O-1E $2,409
O-2E $2,499
O-3E $2,613
O-1 $1,785
O-2 $2,328
O-3 $2,511
O-4 $2,739
O-5 $2,904
O-6 $2,925
O-7 $2,946

The pay chart moves this allowance far less than the map does.

Moving from Fargo to Westchester County at W-4 is worth $4,365 a month — about 40 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…