BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,427Without $1,833

    W-2 at Fargo draws $2,427 per month with dependents in 2026, $1,833 without

    Permalinkbahratedesk.com/fargo-nd/w-2/ExcelCSVDownloads cover this station.
    Fargo, ND
    W-2 · with dependents
    $2,427/ month
    $29,124 / year
    At W-2, this is #177 of 338 stations loaded · high Westchester County $6,036 · low Youngstown $1,560
    MHA ND189 · ZIPs 56514 56525 56529 56536 56546 56547 +42 more
    Your grade is calledARMYCW2USMCCWO2NAVYCWO2
    Untaxed — matching it with taxable pay takes$3,112 / mo gross
    Without dependents here$1,833 / mo
    In government quarters, no dependents$50.10 / mo partial
    Fargo — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,521$1,206
    E-2$1,521$1,206
    E-3$1,521$1,206
    E-4$1,521$1,206
    E-5$1,707$1,281
    E-6$2,337$1,752
    E-7$2,400$1,800
    E-8$2,466$1,851
    E-9$2,574$2,022
    Warrant officer
    W-1$2,358$1,770
    W-2$2,427$1,833
    W-3$2,514$2,046
    W-4$2,598$2,346
    W-5$2,706$2,415
    Officer — prior enlisted
    O-1E$2,409$1,806
    O-2E$2,499$1,980
    O-3E$2,613$2,331
    Officer
    O-1$1,785$1,338
    O-2$2,328$1,803
    O-3$2,511$2,106
    O-4$2,739$2,397
    O-5$2,904$2,430
    O-6$2,925$2,490
    O-7$2,946$2,532
    PCS compareFargo · W-2 · $2,427/mo
    Aberdeen Proving Grounds$2,916/mo · $34,992/yr
    ▲ RAISE+$489+$5,868/yr · like +$7,523 of salary

    What this rate means

    W-2 with dependents, nearest stations0 – $6,036 / month
    Westchester County$6,036
    Hampton$2,445
    Myrtle Beach$2,445
    State College$2,436
    Grand Rapids$2,430
    Fargo$2,427
    Columbus$2,418
    El Centro$2,418
    Ocala$2,415
    County Cost Group 800$2,400
    Youngstown$1,560

    Fargo is #177 of 338. The spread between the dearest and cheapest station at this grade is $4,476 a month — $53,712 a year, untaxed.

    Every pay grade at Fargo0 – $2,946 / month
    E-1$1,521
    E-2$1,521
    E-3$1,521
    E-4$1,521
    E-5$1,707
    E-6$2,337
    E-7$2,400
    E-8$2,466
    E-9$2,574
    W-1$2,358
    W-2$2,427
    W-3$2,514
    W-4$2,598
    W-5$2,706
    O-1E$2,409
    O-2E$2,499
    O-3E$2,613
    O-1$1,785
    O-2$2,328
    O-3$2,511
    O-4$2,739
    O-5$2,904
    O-6$2,925
    O-7$2,946

    Promoting to W-3 here adds $87 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fargo to Westchester County at W-2 is worth $3,609 a month — about 41 promotions worth of housing allowance, at $87 per grade here.

    02

    Dependency status is worth 32% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,427 a month of BAH takes more than $2,427 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.