BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,815 Without $1,593

E-5 at Fort Campbell draws $1,815 per month with dependents in 2026, $1,593 without

Permalink bahratedesk.com/fort-campbell/ Excel CSV
Fort Campbell, KY
E-5 · with dependents
$1,815/ month
$21,780 / year
At E-5, this is #217 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA KY106 · ZIPs 37010 37015 37023 37028 37032 37035 +33 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,327 / mo gross
Without dependents here $1,593 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Fort Campbell · E-5 · $1,815/mo
Fort Campbell $1,815/mo · $21,780/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Fort Campbell — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,743 $1,470
E-2 $1,743 $1,470
E-3 $1,743 $1,470
E-4 $1,743 $1,470
E-5 $1,815 $1,593
E-6 $2,100 $1,671
E-7 $2,244 $1,743
E-8 $2,400 $1,878
E-9 $2,580 $1,956
Warrant officer
W-1 $2,121 $1,731
W-2 $2,307 $1,875
W-3 $2,499 $1,968
W-4 $2,610 $2,130
W-5 $2,751 $2,277
Officer — prior enlisted
O-1E $2,271 $1,812
O-2E $2,472 $1,938
O-3E $2,634 $2,091
Officer
O-1 $1,857 $1,668
O-2 $2,097 $1,794
O-3 $2,496 $1,995
O-4 $2,793 $2,250
O-5 $3,006 $2,334
O-6 $3,030 $2,478
O-7 $3,048 $2,520

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Abilene $1,872
San Antonio (JBSA) $1,869
Pensacola $1,863
Morehead $1,851
Little Rock $1,848
Shreveport $1,845
Humboldt County $1,827
Tallahassee $1,824
Marquette $1,821
County Cost Group 780 $1,815
Fort Campbell $1,815
Fort Leavenworth $1,815
Fort Bliss $1,809
Greensboro $1,809
Fort Bragg $1,806
Lansing $1,806
Robins AFB $1,800
Huntsville $1,797
State College $1,791
Corpus Christi $1,788
Lincoln $1,788
Anniston $1,185

Fort Campbell is #217 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Fort Campbell0 – $3,048 / month
E-1 $1,743
E-2 $1,743
E-3 $1,743
E-4 $1,743
E-5 $1,815
E-6 $2,100
E-7 $2,244
E-8 $2,400
E-9 $2,580
W-1 $2,121
W-2 $2,307
W-3 $2,499
W-4 $2,610
W-5 $2,751
O-1E $2,271
O-2E $2,472
O-3E $2,634
O-1 $1,857
O-2 $2,097
O-3 $2,496
O-4 $2,793
O-5 $3,006
O-6 $3,030
O-7 $3,048

The pay chart moves this allowance far less than the map does.

Moving from Fort Campbell to San Francisco at E-5 is worth $3,312 a month — about 12 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.