Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $3,048Without $2,520

    O-7 at Fort Campbell draws $3,048 per month with dependents in 2026, $2,520 without

    Permalinkbahratedesk.com/fort-campbell/o-7/ExcelCSVDownloads cover this station.
    Fort Campbell, KY
    O-7 · with dependents
    $3,048/ month
    $36,576 / year
    At O-7, this is #170 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA KY106 · ZIPs 37010 37015 37023 37028 37032 37035 +33 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$3,908 / mo gross
    Without dependents here$2,520 / mo
    In government quarters, no dependents$50.10 / mo partial
    Fort Campbell — full sheetTap a row
    PCS compareFort Campbell · O-7 · $3,048/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$639+$7,668/yr · like +$9,831 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    New Orleans$3,105
    Panama City$3,105
    Charleston$3,081
    Eastern Panhandle$3,072
    Fort Campbell$3,048
    County Cost Group 800$3,039
    Myrtle Beach$3,027
    El Centro$3,018
    Battle Creek$3,015
    Youngstown$1,845

    Fort Campbell is #170 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at Fort Campbell0 – $3,048 / month
    E-1$1,743
    E-2$1,743
    E-3$1,743
    E-4$1,743
    E-5$1,815
    E-6$2,100
    E-7$2,244
    E-8$2,400
    E-9$2,580
    W-1$2,121
    W-2$2,307
    W-3$2,499
    W-4$2,610
    W-5$2,751
    O-1E$2,271
    O-2E$2,472
    O-3E$2,634
    O-1$1,857
    O-2$2,097
    O-3$2,496
    O-4$2,793
    O-5$3,006
    O-6$3,030
    O-7$3,048

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,048 a month of BAH takes more than $3,048 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.