Official data current

Fort Campbell BAH rates

Verified · Effective 2026-01-01 · MHA KY106

Don't know your pay grade? Use a rank name
Rank name

Press Enter to look it up.

O-2E · With dependents
$2,472per month

$29,664 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #180 of 338O-2E · with dependents reference
Taxable-pay equivalent$3,169/mo Using the stated 22% comparison rate
Year-over-year change+$42/mo · +1.7%2025 $2,430 → 2026 $2,472
O-2E rate selectedMHA KY106 ZIPs 37010 37015 37023 37028 37032 37035 +33
PCS compare Fort Campbell · O-2E · with dep. · $2,472/mo
Fort Campbell $2,472/mo · $29,664/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Open full comparison

Rate history

How updates work
2025$2,430
2026$2,472

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fort Campbell — full sheet Tap a row

What this rate means

O-2E with dependents, nearest stations0 – $6,564 / month
Westchester County $6,564
Chattanooga $2,511
Myrtle Beach $2,511
Provo $2,511
Durham $2,508
Battle Creek $2,505
Fargo $2,499
County Cost Group 800 $2,493
Bangor $2,487
Phoenix $2,487
Jackson $2,481
Fort Campbell $2,472
Charlotte $2,469
Hampton $2,466
Eastern Panhandle $2,463
Corpus Christi $2,457
Fort Worth $2,457
Rapid City $2,457
Cleveland $2,454
Bloomington $2,439
Lemoore NAS $2,439
Fort Drum $2,436
Anniston $1,671

Fort Campbell is #180 of 338. The spread between the dearest and cheapest station at this grade is $4,893 a month — $58,716 a year, untaxed.

Every pay grade at Fort Campbell0 – $3,048 / month
E-1 $1,743
E-2 $1,743
E-3 $1,743
E-4 $1,743
E-5 $1,815
E-6 $2,100
E-7 $2,244
E-8 $2,400
E-9 $2,580
W-1 $2,121
W-2 $2,307
W-3 $2,499
W-4 $2,610
W-5 $2,751
O-1E $2,271
O-2E $2,472
O-3E $2,634
O-1 $1,857
O-2 $2,097
O-3 $2,496
O-4 $2,793
O-5 $3,006
O-6 $3,030
O-7 $3,048

The pay chart moves this allowance far less than the map does.

Moving from Fort Campbell to Westchester County at O-2E is worth $4,092 a month — about 25 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…