Official data current

Fort Campbell BAH rates

Verified · Effective 2026-01-01 · MHA KY106

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O-5 · With dependents
$3,006per month

$36,072 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #170 of 338O-5 · with dependents reference
Taxable-pay equivalent$3,854/mo Using the stated 22% comparison rate
Year-over-year change+$30/mo · +1.0%2025 $2,976 → 2026 $3,006
O-5 rate selectedMHA KY106 ZIPs 37010 37015 37023 37028 37032 37035 +33
PCS compare Fort Campbell · O-5 · with dep. · $3,006/mo
Fort Campbell $3,006/mo · $36,072/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,976
2026$3,006

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fort Campbell — full sheet Tap a row

What this rate means

O-5 with dependents, nearest stations0 – $8,064 / month
Westchester County $8,064
Salt Lake City $3,096
Waco $3,093
Jackson $3,084
Dover AFB $3,081
Carlisle Barracks $3,069
Cincinnati $3,060
New Orleans $3,060
Panama City $3,060
Charleston $3,039
Eastern Panhandle $3,027
Fort Campbell $3,006
County Cost Group 800 $2,997
Myrtle Beach $2,982
El Centro $2,976
Battle Creek $2,973
Louisville $2,973
Volusia County $2,970
Atlanta $2,964
Corpus Christi $2,964
Wichita Fls $2,955
Columbus $2,949
Youngstown $1,827

Fort Campbell is #170 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

Every pay grade at Fort Campbell0 – $3,048 / month
E-1 $1,743
E-2 $1,743
E-3 $1,743
E-4 $1,743
E-5 $1,815
E-6 $2,100
E-7 $2,244
E-8 $2,400
E-9 $2,580
W-1 $2,121
W-2 $2,307
W-3 $2,499
W-4 $2,610
W-5 $2,751
O-1E $2,271
O-2E $2,472
O-3E $2,634
O-1 $1,857
O-2 $2,097
O-3 $2,496
O-4 $2,793
O-5 $3,006
O-6 $3,030
O-7 $3,048

The pay chart moves this allowance far less than the map does.

Moving from Fort Campbell to Westchester County at O-5 is worth $5,058 a month — about 211 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…