Official data current

Fort Campbell BAH rates

Verified · Effective 2026-01-01 · MHA KY106

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O-2 · With dependents
$2,097per month

$25,164 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #224 of 338O-2 · with dependents reference
Taxable-pay equivalent$2,688/mo Using the stated 22% comparison rate
Year-over-year change+$33/mo · +1.6%2025 $2,064 → 2026 $2,097
O-2 rate selectedMHA KY106 ZIPs 37010 37015 37023 37028 37032 37035 +33
PCS compare Fort Campbell · O-2 · with dep. · $2,097/mo
Fort Campbell $2,097/mo · $25,164/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,064
2026$2,097

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Fort Campbell — full sheet Tap a row

What this rate means

O-2 with dependents, nearest stations0 – $5,451 / month
San Francisco $5,451
Fort Knox $2,133
Fort Leavenworth $2,130
County Cost Group 780 $2,127
Fort Wayne $2,127
Columbia $2,118
Davis-Monthan AFB $2,118
Johnson City $2,118
Lincoln $2,109
Greensboro $2,106
Wichita Fls $2,106
Fort Campbell $2,097
Waco $2,094
San Antonio (JBSA) $2,091
Greenville $2,079
Huntsville $2,076
Roanoke $2,076
Mobile $2,070
County Cost Group 770 $2,064
Tallahassee $2,058
Bangor $2,049
Fort Bragg $2,046
Youngstown $1,332

Fort Campbell is #224 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

Every pay grade at Fort Campbell0 – $3,048 / month
E-1 $1,743
E-2 $1,743
E-3 $1,743
E-4 $1,743
E-5 $1,815
E-6 $2,100
E-7 $2,244
E-8 $2,400
E-9 $2,580
W-1 $2,121
W-2 $2,307
W-3 $2,499
W-4 $2,610
W-5 $2,751
O-1E $2,271
O-2E $2,472
O-3E $2,634
O-1 $1,857
O-2 $2,097
O-3 $2,496
O-4 $2,793
O-5 $3,006
O-6 $3,030
O-7 $3,048

The pay chart moves this allowance far less than the map does.

Moving from Fort Campbell to San Francisco at O-2 is worth $3,354 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…