BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,851 Without $1,722

E-5 at Morehead draws $1,851 per month with dependents in 2026, $1,722 without

Permalink bahratedesk.com/morehead-cherry-pt-mcas-nc/ Excel CSV
Morehead/Cherry Pt MCAS, NC
E-5 · with dependents
$1,851/ month
$22,212 / year
At E-5, this is #211 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NC177 · ZIPs 28509 28510 28511 28512 28515 28516 +32 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,373 / mo gross
Without dependents here $1,722 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Morehead · E-5 · $1,851/mo
Morehead $1,851/mo · $22,212/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Morehead — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,806 $1,683
E-2 $1,806 $1,683
E-3 $1,806 $1,683
E-4 $1,806 $1,683
E-5 $1,851 $1,722
E-6 $2,046 $1,758
E-7 $2,181 $1,806
E-8 $2,328 $1,896
E-9 $2,502 $1,944
Warrant officer
W-1 $2,064 $1,803
W-2 $2,241 $1,893
W-3 $2,424 $1,953
W-4 $2,529 $2,070
W-5 $2,658 $2,214
Officer — prior enlisted
O-1E $2,205 $1,848
O-2E $2,397 $1,932
O-3E $2,550 $2,034
Officer
O-1 $1,884 $1,755
O-2 $2,043 $1,839
O-3 $2,421 $1,971
O-4 $2,697 $2,184
O-5 $2,898 $2,265
O-6 $2,919 $2,403
O-7 $2,940 $2,445

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Helena $1,887
Mobile $1,887
Columbia $1,878
Baton Rouge $1,875
Columbus $1,875
Indianapolis $1,875
Lexington $1,875
Abilene $1,872
San Antonio (JBSA) $1,869
Pensacola $1,863
Morehead $1,851
Little Rock $1,848
Shreveport $1,845
Humboldt County $1,827
Tallahassee $1,824
Marquette $1,821
County Cost Group 780 $1,815
Fort Campbell $1,815
Fort Leavenworth $1,815
Fort Bliss $1,809
Greensboro $1,809
Anniston $1,185

Morehead is #211 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Morehead0 – $2,940 / month
E-1 $1,806
E-2 $1,806
E-3 $1,806
E-4 $1,806
E-5 $1,851
E-6 $2,046
E-7 $2,181
E-8 $2,328
E-9 $2,502
W-1 $2,064
W-2 $2,241
W-3 $2,424
W-4 $2,529
W-5 $2,658
O-1E $2,205
O-2E $2,397
O-3E $2,550
O-1 $1,884
O-2 $2,043
O-3 $2,421
O-4 $2,697
O-5 $2,898
O-6 $2,919
O-7 $2,940

The pay chart moves this allowance far less than the map does.

Moving from Morehead to San Francisco at E-5 is worth $3,276 a month — about 17 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.