What is E-9 BAH at Morehead in 2026?

$2,502 per month with dependents ($30,024 per year), effective 01 JAN 2026. Without dependents it is $1,944 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-9 BAH at Morehead 2026 — $2,502 with dependents, $1,944 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Morehead/Cherry Pt MCAS, NC

E-9 · with dependents

$2,502/ month

$30,024 / year

At E-9, this is #196 of 338 stations loaded · high Westchester County $6,882 · low Anniston $1,755

MHA NC177 · ZIPs 28509 28510 28511 28512 28515 28516 +32 more

Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt

Untaxed — matching it with taxable pay takes$3,208 / mo gross

Without dependents here$1,944 / mo

In government quarters, no dependents$50.10 / mo partial

Morehead — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,806	$1,683
E-2	$1,806	$1,683
E-3	$1,806	$1,683
E-4	$1,806	$1,683
E-5	$1,851	$1,722
E-6	$2,046	$1,758
E-7	$2,181	$1,806
E-8	$2,328	$1,896
E-9	$2,502	$1,944
Warrant officer
W-1	$2,064	$1,803
W-2	$2,241	$1,893
W-3	$2,424	$1,953
W-4	$2,529	$2,070
W-5	$2,658	$2,214
Officer — prior enlisted
O-1E	$2,205	$1,848
O-2E	$2,397	$1,932
O-3E	$2,550	$2,034
Officer
O-1	$1,884	$1,755
O-2	$2,043	$1,839
O-3	$2,421	$1,971
O-4	$2,697	$2,184
O-5	$2,898	$2,265
O-6	$2,919	$2,403
O-7	$2,940	$2,445

What this rate means

E-9 with dependents, nearest stations0 – $6,882 / month

Westchester County$6,882

County Cost Group 790$2,511

Des Moines$2,511

Fort Knox$2,505

Auburn$2,502

Morehead$2,502

Kings Bay$2,499

Waco$2,496

Fort Worth$2,490

Louisville$2,487

Anniston$1,755

Morehead is #196 of 338. The spread between the dearest and cheapest station at this grade is $5,127 a month — $61,524 a year, untaxed.

Every pay grade at Morehead0 – $2,940 / month

E-1$1,806

E-2$1,806

E-3$1,806

E-4$1,806

E-5$1,851

E-6$2,046

E-7$2,181

E-8$2,328

E-9$2,502

W-1$2,064

W-2$2,241

W-3$2,424

W-4$2,529

W-5$2,658

O-1E$2,205

O-2E$2,397

O-3E$2,550

O-1$1,884

O-2$2,043

O-3$2,421

O-4$2,697

O-5$2,898

O-6$2,919

O-7$2,940

Rates flatten out at the top of each track, which is why the sheet stops at O-7.

Dependency status is worth 29% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,502 a month of BAH takes more than $2,502 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-9 at Morehead draws $2,502 per month with dependents in 2026, $1,944 without

What this rate means

Things the rate table doesn't tell you