BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,205Without $1,848

    O-1E at Morehead draws $2,205 per month with dependents in 2026, $1,848 without

    Permalinkbahratedesk.com/morehead-cherry-pt-mcas-nc/o-1e/ExcelCSVDownloads cover this station.
    Morehead/Cherry Pt MCAS, NC
    O-1E · with dependents
    $2,205/ month
    $26,460 / year
    At O-1E, this is #218 of 338 stations loaded · high Westchester County $5,931 · low Youngstown $1,521
    MHA NC177 · ZIPs 28509 28510 28511 28512 28515 28516 +32 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,827 / mo gross
    Without dependents here$1,848 / mo
    In government quarters, no dependents$50.10 / mo partial
    Morehead — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,806$1,683
    E-2$1,806$1,683
    E-3$1,806$1,683
    E-4$1,806$1,683
    E-5$1,851$1,722
    E-6$2,046$1,758
    E-7$2,181$1,806
    E-8$2,328$1,896
    E-9$2,502$1,944
    Warrant officer
    W-1$2,064$1,803
    W-2$2,241$1,893
    W-3$2,424$1,953
    W-4$2,529$2,070
    W-5$2,658$2,214
    Officer — prior enlisted
    O-1E$2,205$1,848
    O-2E$2,397$1,932
    O-3E$2,550$2,034
    Officer
    O-1$1,884$1,755
    O-2$2,043$1,839
    O-3$2,421$1,971
    O-4$2,697$2,184
    O-5$2,898$2,265
    O-6$2,919$2,403
    O-7$2,940$2,445
    PCS compareMorehead · O-1E · $2,205/mo
    Aberdeen Proving Grounds$2,883/mo · $34,596/yr
    ▲ RAISE+$678+$8,136/yr · like +$10,431 of salary

    What this rate means

    O-1E with dependents, nearest stations0 – $5,931 / month
    Westchester County$5,931
    Fort Huachuca$2,220
    Johnson City$2,220
    Baton Rouge$2,217
    Waco$2,217
    Morehead$2,205
    Wichita Fls$2,202
    Fort Gordon$2,193
    Toledo$2,187
    Lincoln$2,181
    Youngstown$1,521

    Morehead is #218 of 338. The spread between the dearest and cheapest station at this grade is $4,410 a month — $52,920 a year, untaxed.

    Every pay grade at Morehead0 – $2,940 / month
    E-1$1,806
    E-2$1,806
    E-3$1,806
    E-4$1,806
    E-5$1,851
    E-6$2,046
    E-7$2,181
    E-8$2,328
    E-9$2,502
    W-1$2,064
    W-2$2,241
    W-3$2,424
    W-4$2,529
    W-5$2,658
    O-1E$2,205
    O-2E$2,397
    O-3E$2,550
    O-1$1,884
    O-2$2,043
    O-3$2,421
    O-4$2,697
    O-5$2,898
    O-6$2,919
    O-7$2,940

    Promoting to O-2E here adds $192 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Morehead to Westchester County at O-1E is worth $3,726 a month — about 19 promotions worth of housing allowance, at $192 per grade here.

    02

    Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,205 a month of BAH takes more than $2,205 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.