Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County$7,470
Grand Rapids$2,730
Louisville$2,730
Fort Knox$2,724
Auburn$2,718
Ocala$2,718
Cheyenne$2,715
County Cost Group 790$2,706
Des Moines$2,706
Kings Bay$2,706
Birmingham$2,703
Morehead$2,697
Rapid City$2,691
Wichita Fls$2,691
Bangor$2,688
Lemoore NAS$2,673
Albuquerque$2,670
Johnson City$2,664
Mountain Home AFB$2,658
Fort Drum$2,655
Phoenix$2,646
Eastern Shore$2,643
Youngstown$1,809
Morehead is #194 of 338. The spread between the
dearest and cheapest station at this grade is $5,661 a month —
$67,932 a year, untaxed.
Every pay grade at Morehead0 – $2,940 / month
E-1$1,806
E-2$1,806
E-3$1,806
E-4$1,806
E-5$1,851
E-6$2,046
E-7$2,181
E-8$2,328
E-9$2,502
W-1$2,064
W-2$2,241
W-3$2,424
W-4$2,529
W-5$2,658
O-1E$2,205
O-2E$2,397
O-3E$2,550
O-1$1,884
O-2$2,043
O-3$2,421
O-4$2,697
O-5$2,898
O-6$2,919
O-7$2,940
The pay chart moves this allowance far less than the map does.
Moving from Morehead to Westchester County at O-4
is worth $4,773 a month — about 24 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.