Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $2,940Without $2,445

    O-7 at Morehead draws $2,940 per month with dependents in 2026, $2,445 without

    Permalinkbahratedesk.com/morehead-cherry-pt-mcas-nc/o-7/ExcelCSVDownloads cover this station.
    Morehead/Cherry Pt MCAS, NC
    O-7 · with dependents
    $2,940/ month
    $35,280 / year
    At O-7, this is #195 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA NC177 · ZIPs 28509 28510 28511 28512 28515 28516 +32 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$3,769 / mo gross
    Without dependents here$2,445 / mo
    In government quarters, no dependents$50.10 / mo partial
    Morehead — full sheetTap a row
    PCS compareMorehead · O-7 · $2,940/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$747+$8,964/yr · like +$11,492 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    Fargo$2,946
    Des Moines$2,943
    Mountain Home AFB$2,943
    Provo$2,943
    Morehead$2,940
    Johnson City$2,937
    Dahlonega$2,934
    Albuquerque$2,910
    Rock Island$2,910
    Youngstown$1,845

    Morehead is #195 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at Morehead0 – $2,940 / month
    E-1$1,806
    E-2$1,806
    E-3$1,806
    E-4$1,806
    E-5$1,851
    E-6$2,046
    E-7$2,181
    E-8$2,328
    E-9$2,502
    W-1$2,064
    W-2$2,241
    W-3$2,424
    W-4$2,529
    W-5$2,658
    O-1E$2,205
    O-2E$2,397
    O-3E$2,550
    O-1$1,884
    O-2$2,043
    O-3$2,421
    O-4$2,697
    O-5$2,898
    O-6$2,919
    O-7$2,940

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,940 a month of BAH takes more than $2,940 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.