What is E-4 BAH at State College in 2026?

$1,656 per month with dependents ($19,872 per year), effective 01 JAN 2026. Without dependents it is $1,329 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-4 BAH at State College 2026 — $1,656 with dependents, $1,329 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

State College, PA

E-4 · with dependents

$1,656/ month

$19,872 / year

At E-4, this is #228 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134

MHA PA252 · ZIPs 16677 16801 16802 16803 16804 16805 +25 more

Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA

Untaxed — matching it with taxable pay takes$2,123 / mo gross

Without dependents here$1,329 / mo

In government quarters, no dependents$50.10 / mo partial

State College — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,656	$1,329
E-2	$1,656	$1,329
E-3	$1,656	$1,329
E-4	$1,656	$1,329
E-5	$1,791	$1,443
E-6	$2,274	$1,707
E-7	$2,388	$1,791
E-8	$2,508	$1,893
E-9	$2,679	$2,034
Warrant officer
W-1	$2,295	$1,722
W-2	$2,436	$1,890
W-3	$2,583	$2,052
W-4	$2,715	$2,298
W-5	$2,877	$2,412
Officer — prior enlisted
O-1E	$2,406	$1,806
O-2E	$2,562	$2,001
O-3E	$2,739	$2,268
Officer
O-1	$1,854	$1,515
O-2	$2,271	$1,794
O-3	$2,580	$2,097
O-4	$2,928	$2,388
O-5	$3,180	$2,454
O-6	$3,207	$2,562
O-7	$3,228	$2,607

What this rate means

E-4 with dependents, nearest stations0 – $5,067 / month

New York City$5,067

Fort Bliss$1,665

College Station$1,662

Fayetteville$1,662

Fort Hood$1,662

State College$1,656

Corpus Christi$1,644

Lincoln$1,641

Coos Bay$1,635

Fort Benning$1,635

Youngstown$1,134

State College is #228 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

Every pay grade at State College0 – $3,228 / month

E-1$1,656

E-2$1,656

E-3$1,656

E-4$1,656

E-5$1,791

E-6$2,274

E-7$2,388

E-8$2,508

E-9$2,679

W-1$2,295

W-2$2,436

W-3$2,583

W-4$2,715

W-5$2,877

O-1E$2,406

O-2E$2,562

O-3E$2,739

O-1$1,854

O-2$2,271

O-3$2,580

O-4$2,928

O-5$3,180

O-6$3,207

O-7$3,228

Promoting to E-5 here adds $135 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from State College to New York City at E-4 is worth $3,411 a month — about 25 promotions worth of housing allowance, at $135 per grade here.

Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,656 a month of BAH takes more than $1,656 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-4 at State College draws $1,656 per month with dependents in 2026, $1,329 without

What this rate means

Things the rate table doesn't tell you