Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents
    With $2,739Without $2,268

    O-3E at State College draws $2,739 per month with dependents in 2026, $2,268 without

    Permalinkbahratedesk.com/state-college-pa/o-3e/ExcelCSVDownloads cover this station.
    State College, PA
    O-3E · with dependents
    $2,739/ month
    $32,868 / year
    At O-3E, this is #158 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA PA252 · ZIPs 16677 16801 16802 16803 16804 16805 +25 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,512 / mo gross
    Without dependents here$2,268 / mo
    In government quarters, no dependents$50.10 / mo partial
    State College — full sheetTap a row
    PCS compareState College · O-3E · $2,739/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▲ RAISE+$483+$5,796/yr · like +$7,431 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Atlanta$2,784
    Omaha$2,769
    County Cost Group 810$2,757
    El Centro$2,751
    State College$2,739
    Fort Stewart$2,736
    Cincinnati$2,724
    Tallahassee$2,721
    Volusia County$2,721
    Youngstown$1,788

    State College is #158 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at State College0 – $3,228 / month
    E-1$1,656
    E-2$1,656
    E-3$1,656
    E-4$1,656
    E-5$1,791
    E-6$2,274
    E-7$2,388
    E-8$2,508
    E-9$2,679
    W-1$2,295
    W-2$2,436
    W-3$2,583
    W-4$2,715
    W-5$2,877
    O-1E$2,406
    O-2E$2,562
    O-3E$2,739
    O-1$1,854
    O-2$2,271
    O-3$2,580
    O-4$2,928
    O-5$3,180
    O-6$3,207
    O-7$3,228

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,739 a month of BAH takes more than $2,739 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.