BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,406Without $1,806

    O-1E at State College draws $2,406 per month with dependents in 2026, $1,806 without

    Permalinkbahratedesk.com/state-college-pa/o-1e/ExcelCSVDownloads cover this station.
    State College, PA
    O-1E · with dependents
    $2,406/ month
    $28,872 / year
    At O-1E, this is #178 of 338 stations loaded · high Westchester County $5,931 · low Youngstown $1,521
    MHA PA252 · ZIPs 16677 16801 16802 16803 16804 16805 +25 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$3,085 / mo gross
    Without dependents here$1,806 / mo
    In government quarters, no dependents$50.10 / mo partial
    State College — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,656$1,329
    E-2$1,656$1,329
    E-3$1,656$1,329
    E-4$1,656$1,329
    E-5$1,791$1,443
    E-6$2,274$1,707
    E-7$2,388$1,791
    E-8$2,508$1,893
    E-9$2,679$2,034
    Warrant officer
    W-1$2,295$1,722
    W-2$2,436$1,890
    W-3$2,583$2,052
    W-4$2,715$2,298
    W-5$2,877$2,412
    Officer — prior enlisted
    O-1E$2,406$1,806
    O-2E$2,562$2,001
    O-3E$2,739$2,268
    Officer
    O-1$1,854$1,515
    O-2$2,271$1,794
    O-3$2,580$2,097
    O-4$2,928$2,388
    O-5$3,180$2,454
    O-6$3,207$2,562
    O-7$3,228$2,607
    PCS compareState College · O-1E · $2,406/mo
    Aberdeen Proving Grounds$2,883/mo · $34,596/yr
    ▲ RAISE+$477+$5,724/yr · like +$7,338 of salary

    What this rate means

    O-1E with dependents, nearest stations0 – $5,931 / month
    Westchester County$5,931
    Grand Rapids$2,427
    Myrtle Beach$2,427
    Ocala$2,412
    Fargo$2,409
    State College$2,406
    Columbus$2,385
    County Cost Group 800$2,379
    El Centro$2,373
    Duluth$2,358
    Youngstown$1,521

    State College is #178 of 338. The spread between the dearest and cheapest station at this grade is $4,410 a month — $52,920 a year, untaxed.

    Every pay grade at State College0 – $3,228 / month
    E-1$1,656
    E-2$1,656
    E-3$1,656
    E-4$1,656
    E-5$1,791
    E-6$2,274
    E-7$2,388
    E-8$2,508
    E-9$2,679
    W-1$2,295
    W-2$2,436
    W-3$2,583
    W-4$2,715
    W-5$2,877
    O-1E$2,406
    O-2E$2,562
    O-3E$2,739
    O-1$1,854
    O-2$2,271
    O-3$2,580
    O-4$2,928
    O-5$3,180
    O-6$3,207
    O-7$3,228

    Promoting to O-2E here adds $156 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from State College to Westchester County at O-1E is worth $3,525 a month — about 23 promotions worth of housing allowance, at $156 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,406 a month of BAH takes more than $2,406 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.