BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $3,207Without $2,562

    O-6 at State College draws $3,207 per month with dependents in 2026, $2,562 without

    Permalinkbahratedesk.com/state-college-pa/o-6/ExcelCSVDownloads cover this station.
    State College, PA
    O-6 · with dependents
    $3,207/ month
    $38,484 / year
    At O-6, this is #152 of 338 stations loaded · high Westchester County $8,136 · low Youngstown $1,839
    MHA PA252 · ZIPs 16677 16801 16802 16803 16804 16805 +25 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$4,112 / mo gross
    Without dependents here$2,562 / mo
    In government quarters, no dependents$50.10 / mo partial
    State College — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,656$1,329
    E-2$1,656$1,329
    E-3$1,656$1,329
    E-4$1,656$1,329
    E-5$1,791$1,443
    E-6$2,274$1,707
    E-7$2,388$1,791
    E-8$2,508$1,893
    E-9$2,679$2,034
    Warrant officer
    W-1$2,295$1,722
    W-2$2,436$1,890
    W-3$2,583$2,052
    W-4$2,715$2,298
    W-5$2,877$2,412
    Officer — prior enlisted
    O-1E$2,406$1,806
    O-2E$2,562$2,001
    O-3E$2,739$2,268
    Officer
    O-1$1,854$1,515
    O-2$2,271$1,794
    O-3$2,580$2,097
    O-4$2,928$2,388
    O-5$3,180$2,454
    O-6$3,207$2,562
    O-7$3,228$2,607
    PCS compareState College · O-6 · $3,207/mo
    Aberdeen Proving Grounds$3,660/mo · $43,920/yr
    ▲ RAISE+$453+$5,436/yr · like +$6,969 of salary

    What this rate means

    O-6 with dependents, nearest stations0 – $8,136 / month
    Westchester County$8,136
    Syracuse$3,225
    Spokane$3,222
    Dallas$3,216
    Coastal Maine$3,207
    State College$3,207
    Fort Collins$3,189
    Barstow$3,168
    County Cost Group 810$3,153
    Fort Stewart$3,153
    Youngstown$1,839

    State College is #152 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

    Every pay grade at State College0 – $3,228 / month
    E-1$1,656
    E-2$1,656
    E-3$1,656
    E-4$1,656
    E-5$1,791
    E-6$2,274
    E-7$2,388
    E-8$2,508
    E-9$2,679
    W-1$2,295
    W-2$2,436
    W-3$2,583
    W-4$2,715
    W-5$2,877
    O-1E$2,406
    O-2E$2,562
    O-3E$2,739
    O-1$1,854
    O-2$2,271
    O-3$2,580
    O-4$2,928
    O-5$3,180
    O-6$3,207
    O-7$3,228

    Promoting to O-7 here adds $21 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from State College to Westchester County at O-6 is worth $4,929 a month — about 235 promotions worth of housing allowance, at $21 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,207 a month of BAH takes more than $3,207 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.