BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,701 Without $1,275

E-5 at White Sands MR draws $1,701 per month with dependents in 2026, $1,275 without

Permalink bahratedesk.com/white-sands-mr-las-cruces-nm/ Excel CSV
White Sands MR/Las Cruces, NM
E-5 · with dependents
$1,701/ month
$20,412 / year
At E-5, this is #241 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NM209 · ZIPs 87936 87937 87940 87941 88001 88002 +24 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,181 / mo gross
Without dependents here $1,275 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare White Sands MR · E-5 · $1,701/mo
White Sands MR $1,701/mo · $20,412/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

White Sands MR — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,503 $1,155
E-2 $1,503 $1,155
E-3 $1,503 $1,155
E-4 $1,503 $1,155
E-5 $1,701 $1,275
E-6 $1,929 $1,443
E-7 $1,983 $1,509
E-8 $2,043 $1,752
E-9 $2,127 $1,809
Warrant officer
W-1 $1,944 $1,458
W-2 $2,007 $1,749
W-3 $2,085 $1,821
W-4 $2,142 $1,932
W-5 $2,220 $1,995
Officer — prior enlisted
O-1E $1,989 $1,698
O-2E $2,070 $1,797
O-3E $2,154 $1,917
Officer
O-1 $1,737 $1,302
O-2 $1,926 $1,638
O-3 $2,082 $1,842
O-4 $2,241 $1,977
O-5 $2,358 $2,007
O-6 $2,376 $2,061
O-7 $2,388 $2,094

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Des Moines $1,770
College Station $1,758
Waco $1,755
County Cost Group 770 $1,752
Wilkes-Barre $1,740
Grand Forks $1,731
Fort Huachuca $1,719
Fort Benning $1,716
Auburn $1,707
Fargo $1,707
White Sands MR $1,701
Fort Hood $1,695
Yuma $1,695
County Cost Group 760 $1,686
Montgomery $1,683
Fort Drum $1,665
Cheyenne $1,653
Wright-Patterson AFB $1,650
Fort Knox $1,647
Oklahoma City $1,644
Morgantown $1,641
Anniston $1,185

White Sands MR is #241 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at White Sands MR0 – $2,388 / month
E-1 $1,503
E-2 $1,503
E-3 $1,503
E-4 $1,503
E-5 $1,701
E-6 $1,929
E-7 $1,983
E-8 $2,043
E-9 $2,127
W-1 $1,944
W-2 $2,007
W-3 $2,085
W-4 $2,142
W-5 $2,220
O-1E $1,989
O-2E $2,070
O-3E $2,154
O-1 $1,737
O-2 $1,926
O-3 $2,082
O-4 $2,241
O-5 $2,358
O-6 $2,376
O-7 $2,388

The pay chart moves this allowance far less than the map does.

Moving from White Sands MR to San Francisco at E-5 is worth $3,426 a month — about 15 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.