What is W-1 BAH at White Sands MR in 2026?

$1,944 per month with dependents ($23,328 per year), effective 01 JAN 2026. Without dependents it is $1,458 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

W-1 BAH at White Sands MR 2026 — $1,944 with dependents, $1,458 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

White Sands MR/Las Cruces, NM

W-1 · with dependents

$1,944/ month

$23,328 / year

At W-1, this is #258 of 338 stations loaded · high San Francisco $5,472 · low Youngstown $1,350

MHA NM209 · ZIPs 87936 87937 87940 87941 88001 88002 +24 more

Your grade is calledARMYWO1USMCWONAVYWO1

Untaxed — matching it with taxable pay takes$2,492 / mo gross

Without dependents here$1,458 / mo

In government quarters, no dependents$50.10 / mo partial

White Sands MR — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,503	$1,155
E-2	$1,503	$1,155
E-3	$1,503	$1,155
E-4	$1,503	$1,155
E-5	$1,701	$1,275
E-6	$1,929	$1,443
E-7	$1,983	$1,509
E-8	$2,043	$1,752
E-9	$2,127	$1,809
Warrant officer
W-1	$1,944	$1,458
W-2	$2,007	$1,749
W-3	$2,085	$1,821
W-4	$2,142	$1,932
W-5	$2,220	$1,995
Officer — prior enlisted
O-1E	$1,989	$1,698
O-2E	$2,070	$1,797
O-3E	$2,154	$1,917
Officer
O-1	$1,737	$1,302
O-2	$1,926	$1,638
O-3	$2,082	$1,842
O-4	$2,241	$1,977
O-5	$2,358	$2,007
O-6	$2,376	$2,061
O-7	$2,388	$2,094

What this rate means

W-1 with dependents, nearest stations0 – $5,472 / month

San Francisco$5,472

Tulsa$1,962

Little Rock$1,956

Whiteman AFB$1,950

Akron$1,947

White Sands MR$1,944

Beaumont$1,938

Fort Hood$1,938

Moody AFB$1,938

Sault Ste Marie$1,938

Youngstown$1,350

White Sands MR is #258 of 338. The spread between the dearest and cheapest station at this grade is $4,122 a month — $49,464 a year, untaxed.

Every pay grade at White Sands MR0 – $2,388 / month

E-1$1,503

E-2$1,503

E-3$1,503

E-4$1,503

E-5$1,701

E-6$1,929

E-7$1,983

E-8$2,043

E-9$2,127

W-1$1,944

W-2$2,007

W-3$2,085

W-4$2,142

W-5$2,220

O-1E$1,989

O-2E$2,070

O-3E$2,154

O-1$1,737

O-2$1,926

O-3$2,082

O-4$2,241

O-5$2,358

O-6$2,376

O-7$2,388

Promoting to W-2 here adds $63 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from White Sands MR to San Francisco at W-1 is worth $3,528 a month — about 56 promotions worth of housing allowance, at $63 per grade here.

Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,944 a month of BAH takes more than $1,944 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

W-1 at White Sands MR draws $1,944 per month with dependents in 2026, $1,458 without

What this rate means

Things the rate table doesn't tell you