Official data current

White Sands MR BAH rates

Verified · Effective 2026-01-01 · MHA NM209

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O-4 · With dependents
$2,241per month

$26,892 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #294 of 338O-4 · with dependents reference
Taxable-pay equivalent$2,873/mo Using the stated 22% comparison rate
Year-over-year change+$18/mo · +0.8%2025 $2,223 → 2026 $2,241
O-4 rate selectedMHA NM209 ZIPs 87936 87937 87940 87941 88001 88002 +24
PCS compare White Sands MR · O-4 · with dep. · $2,241/mo
White Sands MR $2,241/mo · $26,892/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$2,223
2026$2,241

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

White Sands MR — full sheet Tap a row

What this rate means

O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County $7,470
Montgomery $2,298
Fort Benning $2,295
Beaumont $2,289
Peoria $2,283
Yuma $2,283
County Cost Group 720 $2,277
Albany $2,271
Alexandria $2,268
Lake Charles $2,265
County Cost Group 710 $2,253
White Sands MR $2,241
Springfield $2,238
Wichita $2,232
County Cost Group 700 $2,229
County Cost Group 690 $2,214
Charleston $2,208
Meridian $2,202
County Cost Group 680 $2,199
Fort Chaffee $2,199
County Cost Group 670 $2,187
Oklahoma City $2,184
Youngstown $1,809

White Sands MR is #294 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

Every pay grade at White Sands MR0 – $2,388 / month
E-1 $1,503
E-2 $1,503
E-3 $1,503
E-4 $1,503
E-5 $1,701
E-6 $1,929
E-7 $1,983
E-8 $2,043
E-9 $2,127
W-1 $1,944
W-2 $2,007
W-3 $2,085
W-4 $2,142
W-5 $2,220
O-1E $1,989
O-2E $2,070
O-3E $2,154
O-1 $1,737
O-2 $1,926
O-3 $2,082
O-4 $2,241
O-5 $2,358
O-6 $2,376
O-7 $2,388

The pay chart moves this allowance far less than the map does.

Moving from White Sands MR to Westchester County at O-4 is worth $5,229 a month — about 45 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…