BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,085Without $1,821

    W-3 at White Sands MR draws $2,085 per month with dependents in 2026, $1,821 without

    Permalinkbahratedesk.com/white-sands-mr-las-cruces-nm/w-3/ExcelCSVDownloads cover this station.
    White Sands MR/Las Cruces, NM
    W-3 · with dependents
    $2,085/ month
    $25,020 / year
    At W-3, this is #270 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA NM209 · ZIPs 87936 87937 87940 87941 88001 88002 +24 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$2,673 / mo gross
    Without dependents here$1,821 / mo
    In government quarters, no dependents$50.10 / mo partial
    White Sands MR — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,503$1,155
    E-2$1,503$1,155
    E-3$1,503$1,155
    E-4$1,503$1,155
    E-5$1,701$1,275
    E-6$1,929$1,443
    E-7$1,983$1,509
    E-8$2,043$1,752
    E-9$2,127$1,809
    Warrant officer
    W-1$1,944$1,458
    W-2$2,007$1,749
    W-3$2,085$1,821
    W-4$2,142$1,932
    W-5$2,220$1,995
    Officer — prior enlisted
    O-1E$1,989$1,698
    O-2E$2,070$1,797
    O-3E$2,154$1,917
    Officer
    O-1$1,737$1,302
    O-2$1,926$1,638
    O-3$2,082$1,842
    O-4$2,241$1,977
    O-5$2,358$2,007
    O-6$2,376$2,061
    O-7$2,388$2,094
    PCS compareWhite Sands MR · W-3 · $2,085/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$990+$11,880/yr · like +$15,231 of salary

    What this rate means

    W-3 with dependents, nearest stations0 – $6,654 / month
    Westchester County$6,654
    County Cost Group 740$2,100
    Wright-Patterson AFB$2,100
    Camp Lejeune$2,088
    Wilkes-Barre$2,088
    White Sands MR$2,085
    County Cost Group 730$2,067
    Topeka$2,067
    Fort Benning$2,061
    Sumter$2,055
    Anniston$1,689

    White Sands MR is #270 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at White Sands MR0 – $2,388 / month
    E-1$1,503
    E-2$1,503
    E-3$1,503
    E-4$1,503
    E-5$1,701
    E-6$1,929
    E-7$1,983
    E-8$2,043
    E-9$2,127
    W-1$1,944
    W-2$2,007
    W-3$2,085
    W-4$2,142
    W-5$2,220
    O-1E$1,989
    O-2E$2,070
    O-3E$2,154
    O-1$1,737
    O-2$1,926
    O-3$2,082
    O-4$2,241
    O-5$2,358
    O-6$2,376
    O-7$2,388

    Promoting to W-4 here adds $57 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from White Sands MR to Westchester County at W-3 is worth $4,569 a month — about 80 promotions worth of housing allowance, at $57 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,085 a month of BAH takes more than $2,085 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.