BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    With $2,220Without $1,995

    W-5 at White Sands MR draws $2,220 per month with dependents in 2026, $1,995 without

    Permalinkbahratedesk.com/white-sands-mr-las-cruces-nm/w-5/ExcelCSVDownloads cover this station.
    White Sands MR/Las Cruces, NM
    W-5 · with dependents
    $2,220/ month
    $26,640 / year
    At W-5, this is #293 of 338 stations loaded · high Westchester County $7,338 · low Youngstown $1,806
    MHA NM209 · ZIPs 87936 87937 87940 87941 88001 88002 +24 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$2,846 / mo gross
    Without dependents here$1,995 / mo
    In government quarters, no dependents$50.10 / mo partial
    White Sands MR — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,503$1,155
    E-2$1,503$1,155
    E-3$1,503$1,155
    E-4$1,503$1,155
    E-5$1,701$1,275
    E-6$1,929$1,443
    E-7$1,983$1,509
    E-8$2,043$1,752
    E-9$2,127$1,809
    Warrant officer
    W-1$1,944$1,458
    W-2$2,007$1,749
    W-3$2,085$1,821
    W-4$2,142$1,932
    W-5$2,220$1,995
    Officer — prior enlisted
    O-1E$1,989$1,698
    O-2E$2,070$1,797
    O-3E$2,154$1,917
    Officer
    O-1$1,737$1,302
    O-2$1,926$1,638
    O-3$2,082$1,842
    O-4$2,241$1,977
    O-5$2,358$2,007
    O-6$2,376$2,061
    O-7$2,388$2,094
    PCS compareWhite Sands MR · W-5 · $2,220/mo
    Aberdeen Proving Grounds$3,348/mo · $40,176/yr
    ▲ RAISE+$1,128+$13,536/yr · like +$17,354 of salary

    What this rate means

    W-5 with dependents, nearest stations0 – $7,338 / month
    Westchester County$7,338
    Beaumont$2,235
    Lake Charles$2,223
    Alexandria$2,220
    County Cost Group 710$2,220
    White Sands MR$2,220
    Albany$2,217
    Springfield$2,205
    County Cost Group 700$2,199
    Wichita$2,190
    Youngstown$1,806

    White Sands MR is #293 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

    Every pay grade at White Sands MR0 – $2,388 / month
    E-1$1,503
    E-2$1,503
    E-3$1,503
    E-4$1,503
    E-5$1,701
    E-6$1,929
    E-7$1,983
    E-8$2,043
    E-9$2,127
    W-1$1,944
    W-2$2,007
    W-3$2,085
    W-4$2,142
    W-5$2,220
    O-1E$1,989
    O-2E$2,070
    O-3E$2,154
    O-1$1,737
    O-2$1,926
    O-3$2,082
    O-4$2,241
    O-5$2,358
    O-6$2,376
    O-7$2,388

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,220 a month of BAH takes more than $2,220 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.