Official data current

White Sands MR BAH rates

Verified · Effective 2026-01-01 · MHA NM209

Don't know your pay grade? Use a rank name
Rank name

Press Enter to look it up.

O-3 · With dependents
$2,082per month

$24,984 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #270 of 338O-3 · with dependents reference
Taxable-pay equivalent$2,669/mo Using the stated 22% comparison rate
Year-over-year change+$27/mo · +1.3%2025 $2,055 → 2026 $2,082
O-3 rate selectedMHA NM209 ZIPs 87936 87937 87940 87941 88001 88002 +24
PCS compare White Sands MR · O-3 · with dep. · $2,082/mo
White Sands MR $2,082/mo · $24,984/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Open full comparison

Rate history

How updates work
2025$2,055
2026$2,082

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

White Sands MR — full sheet Tap a row

What this rate means

O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County $6,633
Lansing $2,127
San Antonio (JBSA) $2,127
Laughlin AFB $2,121
Columbia $2,118
Sioux Falls $2,106
Tulsa $2,106
County Cost Group 740 $2,097
Wright-Patterson AFB $2,097
Camp Lejeune $2,085
Wilkes-Barre $2,085
White Sands MR $2,082
County Cost Group 730 $2,064
Topeka $2,064
Fort Benning $2,058
Sumter $2,052
Yuma $2,049
County Cost Group 720 $2,040
Gulfport $2,040
Lafayette $2,040
Peoria $2,040
Morgantown $2,031
Anniston $1,686

White Sands MR is #270 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

Every pay grade at White Sands MR0 – $2,388 / month
E-1 $1,503
E-2 $1,503
E-3 $1,503
E-4 $1,503
E-5 $1,701
E-6 $1,929
E-7 $1,983
E-8 $2,043
E-9 $2,127
W-1 $1,944
W-2 $2,007
W-3 $2,085
W-4 $2,142
W-5 $2,220
O-1E $1,989
O-2E $2,070
O-3E $2,154
O-1 $1,737
O-2 $1,926
O-3 $2,082
O-4 $2,241
O-5 $2,358
O-6 $2,376
O-7 $2,388

The pay chart moves this allowance far less than the map does.

Moving from White Sands MR to Westchester County at O-3 is worth $4,551 a month — about 29 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…