Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco$5,127
Beaumont$1,518
County Cost Group 710$1,515
Brownsville$1,503
Saginaw$1,503
Sumter$1,503
County Cost Group 700$1,497
Terre Haute$1,494
Wichita Fls$1,491
County Cost Group 690$1,482
Fort Leonard Wood$1,479
Lubbock$1,476
County Cost Group 680$1,470
Laughlin AFB$1,470
Erie$1,464
County Cost Group 670$1,461
County Cost Group 660$1,449
County Cost Group 650$1,443
County Cost Group 640$1,434
County Cost Group 630$1,425
County Cost Group 620$1,419
County Cost Group 610$1,410
Anniston$1,185
Lubbock is #294 of 338. The spread between the
dearest and cheapest station at this grade is $3,942 a month —
$47,304 a year, untaxed.
Every pay grade at Lubbock0 – $2,637 / month
E-1$1,416
E-2$1,416
E-3$1,416
E-4$1,416
E-5$1,476
E-6$1,812
E-7$1,875
E-8$1,941
E-9$2,082
W-1$1,830
W-2$1,902
W-3$1,986
W-4$2,121
W-5$2,289
O-1E$1,884
O-2E$1,971
O-3E$2,145
O-1$1,524
O-2$1,809
O-3$1,983
O-4$2,343
O-5$2,604
O-6$2,622
O-7$2,637
The pay chart moves this allowance far less than the map does.
Moving from Lubbock to San Francisco at E-5
is worth $3,651 a month — about 11 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.