Official data current

Lubbock BAH rates

Verified · Effective 2026-01-01 · MHA TX283

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W-3 · With dependents
$1,986per month

$23,832 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #290 of 338W-3 · with dependents reference
Taxable-pay equivalent$2,546/mo Using the stated 22% comparison rate
Year-over-year change+$15/mo · +0.8%2025 $1,971 → 2026 $1,986
W-3 rate selectedMHA TX283 ZIPs 79329 79350 79363 79364 79366 79382 +26
PCS compare Lubbock · W-3 · with dep. · $1,986/mo
Lubbock $1,986/mo · $23,832/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,971
2026$1,986

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Lubbock — full sheet Tap a row

What this rate means

W-3 with dependents, nearest stations0 – $6,654 / month
Westchester County $6,654
Fort Leonard Wood $2,034
Morgantown $2,034
Paducah $2,034
County Cost Group 710 $2,019
St Mary And Terrebonne $2,013
Moody AFB $2,007
Springfield $2,004
Terre Haute $2,004
County Cost Group 700 $2,001
Springfield $2,001
Lubbock $1,986
County Cost Group 690 $1,983
Lake Charles $1,983
Akron $1,980
Little Rock $1,977
Oklahoma City $1,977
County Cost Group 680 $1,971
Fort Chaffee $1,965
County Cost Group 670 $1,962
Sault Ste Marie $1,962
Beaumont $1,959
Anniston $1,689

Lubbock is #290 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

Every pay grade at Lubbock0 – $2,637 / month
E-1 $1,416
E-2 $1,416
E-3 $1,416
E-4 $1,416
E-5 $1,476
E-6 $1,812
E-7 $1,875
E-8 $1,941
E-9 $2,082
W-1 $1,830
W-2 $1,902
W-3 $1,986
W-4 $2,121
W-5 $2,289
O-1E $1,884
O-2E $1,971
O-3E $2,145
O-1 $1,524
O-2 $1,809
O-3 $1,983
O-4 $2,343
O-5 $2,604
O-6 $2,622
O-7 $2,637

The pay chart moves this allowance far less than the map does.

Moving from Lubbock to Westchester County at W-3 is worth $4,668 a month — about 35 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…