Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-4 with dependents, nearest stations0 – $7,470 / month
Westchester County$7,470
Terre Haute$2,379
Springfield$2,376
Minot AFB$2,367
Morgantown$2,367
Fort Huachuca$2,364
Columbus AFB$2,361
Sumter$2,361
Camp Lejeune$2,355
Fort Bliss$2,352
County Cost Group 740$2,343
Lubbock$2,343
Moody AFB$2,340
Sioux Falls$2,340
St Mary And Terrebonne$2,331
Little Rock$2,328
Sault Ste Marie$2,325
Goodfellow AFB$2,322
San Antonio (JBSA)$2,307
County Cost Group 730$2,304
Lafayette$2,298
Montgomery$2,298
Youngstown$1,809
Lubbock is #273 of 338. The spread between the
dearest and cheapest station at this grade is $5,661 a month —
$67,932 a year, untaxed.
Every pay grade at Lubbock0 – $2,637 / month
E-1$1,416
E-2$1,416
E-3$1,416
E-4$1,416
E-5$1,476
E-6$1,812
E-7$1,875
E-8$1,941
E-9$2,082
W-1$1,830
W-2$1,902
W-3$1,986
W-4$2,121
W-5$2,289
O-1E$1,884
O-2E$1,971
O-3E$2,145
O-1$1,524
O-2$1,809
O-3$1,983
O-4$2,343
O-5$2,604
O-6$2,622
O-7$2,637
The pay chart moves this allowance far less than the map does.
Moving from Lubbock to Westchester County at O-4
is worth $5,127 a month — about 20 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.