Pick a station below to see what the move is worth a year, before tax.
Orders rarely arrive as one option — add several and rank them.
Comparison uses with-dependents rates. Differences are annual and untaxed.
Rate protection is not applied — a PCS resets you to the new location's current-year rate.
O-3 with dependents, nearest stations0 – $6,633 / month
Westchester County$6,633
Morgantown$2,031
Paducah$2,031
Fort Leonard Wood$2,028
County Cost Group 710$2,016
St Mary And Terrebonne$2,007
Moody AFB$2,004
Springfield$2,001
Terre Haute$2,001
County Cost Group 700$1,998
Springfield$1,998
Lubbock$1,983
County Cost Group 690$1,980
Akron$1,977
Lake Charles$1,977
Little Rock$1,974
Oklahoma City$1,974
County Cost Group 680$1,968
Fort Chaffee$1,962
County Cost Group 670$1,959
Sault Ste Marie$1,959
Beaumont$1,956
Anniston$1,686
Lubbock is #290 of 338. The spread between the
dearest and cheapest station at this grade is $4,947 a month —
$59,364 a year, untaxed.
Every pay grade at Lubbock0 – $2,637 / month
E-1$1,416
E-2$1,416
E-3$1,416
E-4$1,416
E-5$1,476
E-6$1,812
E-7$1,875
E-8$1,941
E-9$2,082
W-1$1,830
W-2$1,902
W-3$1,986
W-4$2,121
W-5$2,289
O-1E$1,884
O-2E$1,971
O-3E$2,145
O-1$1,524
O-2$1,809
O-3$1,983
O-4$2,343
O-5$2,604
O-6$2,622
O-7$2,637
The pay chart moves this allowance far less than the map does.
Moving from Lubbock to Westchester County at O-3
is worth $4,650 a month — about 13 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
What the rate table does not tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.