What is E-8 BAH at Lubbock in 2026?

$1,941 per month with dependents ($23,292 per year), effective 01 JAN 2026. Without dependents it is $1,548 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-8 BAH at Lubbock 2026 — $1,941 with dependents, $1,548 without

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Lubbock, TX

E-8 · with dependents

$1,941/ month

$23,292 / year

At E-8, this is #293 of 338 stations loaded · high Westchester County $6,333 · low Anniston $1,638

MHA TX283 · ZIPs 79329 79350 79363 79364 79366 79382 +26 more

Your grade is calledARMYMSG / 1SGUSMCMSgt / 1stSgtNAVYSCPOUSAFSMSgt

Untaxed — matching it with taxable pay takes$2,488 / mo gross

Without dependents here$1,548 / mo

In government quarters, no dependents$50.10 / mo partial

Lubbock — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,416	$1,146
E-2	$1,416	$1,146
E-3	$1,416	$1,146
E-4	$1,416	$1,146
E-5	$1,476	$1,272
E-6	$1,812	$1,356
E-7	$1,875	$1,413
E-8	$1,941	$1,548
E-9	$2,082	$1,641
Warrant officer
W-1	$1,830	$1,407
W-2	$1,902	$1,545
W-3	$1,986	$1,656
W-4	$2,121	$1,821
W-5	$2,289	$1,887
Officer — prior enlisted
O-1E	$1,884	$1,473
O-2E	$1,971	$1,620
O-3E	$2,145	$1,803
Officer
O-1	$1,524	$1,350
O-2	$1,809	$1,461
O-3	$1,983	$1,689
O-4	$2,343	$1,869
O-5	$2,604	$1,953
O-6	$2,622	$1,968
O-7	$2,637	$1,995

What this rate means

E-8 with dependents, nearest stations0 – $6,333 / month

Westchester County$6,333

Beaumont$1,950

Sault Ste Marie$1,950

County Cost Group 700$1,947

Oklahoma City$1,944

Lubbock$1,941

Gulfport$1,938

County Cost Group 690$1,932

County Cost Group 680$1,920

St Mary And Terrebonne$1,920

Anniston$1,638

Lubbock is #293 of 338. The spread between the dearest and cheapest station at this grade is $4,695 a month — $56,340 a year, untaxed.

Every pay grade at Lubbock0 – $2,637 / month

E-1$1,416

E-2$1,416

E-3$1,416

E-4$1,416

E-5$1,476

E-6$1,812

E-7$1,875

E-8$1,941

E-9$2,082

W-1$1,830

W-2$1,902

W-3$1,986

W-4$2,121

W-5$2,289

O-1E$1,884

O-2E$1,971

O-3E$2,145

O-1$1,524

O-2$1,809

O-3$1,983

O-4$2,343

O-5$2,604

O-6$2,622

O-7$2,637

Promoting to E-9 here adds $141 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Lubbock to Westchester County at E-8 is worth $4,392 a month — about 31 promotions worth of housing allowance, at $141 per grade here.

Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,941 a month of BAH takes more than $1,941 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-8 at Lubbock draws $1,941 per month with dependents in 2026, $1,548 without

What this rate means

Things the rate table doesn't tell you