Official data current

Lubbock BAH rates

Verified · Effective 2026-01-01 · MHA TX283

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O-1 · With dependents
$1,524per month

$18,288 per year · federal tax-free allowance

Official DoD / DTMO rate · CONUS BAH, not an estimate

National position #293 of 338O-1 · with dependents reference
Taxable-pay equivalent$1,954/mo Using the stated 22% comparison rate
Year-over-year change−$3/mo · −0.2%2025 $1,527 → 2026 $1,524
O-1 rate selectedMHA TX283 ZIPs 79329 79350 79363 79364 79366 79382 +26
PCS compare Lubbock · O-1 · with dep. · $1,524/mo
Lubbock $1,524/mo · $18,288/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Comparison uses with-dependents rates. Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

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Rate history

How updates work
2025$1,527
2026$1,524

Verified official history. With-dependents rate shown; use the dependency switch above for its exact comparison.

Lubbock — full sheet Tap a row

What this rate means

O-1 with dependents, nearest stations0 – $5,172 / month
San Francisco $5,172
Springfield $1,572
Wichita Fls $1,572
Huntington $1,569
Sumter $1,563
County Cost Group 710 $1,560
Brownsville $1,551
County Cost Group 700 $1,542
Saginaw $1,542
Terre Haute $1,542
County Cost Group 690 $1,527
Lubbock $1,524
County Cost Group 680 $1,515
Fort Leonard Wood $1,515
County Cost Group 670 $1,506
Laughlin AFB $1,506
Erie $1,500
County Cost Group 660 $1,494
County Cost Group 650 $1,485
Columbus AFB $1,476
County Cost Group 640 $1,476
County Cost Group 630 $1,470
Youngstown $1,218

Lubbock is #293 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at Lubbock0 – $2,637 / month
E-1 $1,416
E-2 $1,416
E-3 $1,416
E-4 $1,416
E-5 $1,476
E-6 $1,812
E-7 $1,875
E-8 $1,941
E-9 $2,082
W-1 $1,830
W-2 $1,902
W-3 $1,986
W-4 $2,121
W-5 $2,289
O-1E $1,884
O-2E $1,971
O-3E $2,145
O-1 $1,524
O-2 $1,809
O-3 $1,983
O-4 $2,343
O-5 $2,604
O-6 $2,622
O-7 $2,637

The pay chart moves this allowance far less than the map does.

Moving from Lubbock to San Francisco at O-1 is worth $3,648 a month — about 13 promotions at this grade. Where you are stationed outweighs rank, by a lot.

What the rate table does not tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.

Source record

Where these numbers come from

Official fields remain unchanged. Years are aligned by DTMO's MHA code; no missing value is interpolated.

2026 official releaseDTMO source archive
Effective
2026-01-01
Retrieved
2026-09-05
Last verified
2026-09-07
SHA-256
5446fed831e1…
2025 official releaseDTMO source archive
Effective
2025-01-01
Retrieved
2026-09-07
Last verified
2026-09-07
SHA-256
32d18c4220e8…